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What is uninsured motorists coverage and underinsured motorists coverage?

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What is uninsured motorists coverage and underinsured motorists coverage?

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In general, uninsured motorists coverage pays for injury to you and any passengers in your car caused by the driver of another car who does not have insurance. Underinsured motorists coverage provides similar protection and applies when the other driver’s insurance does not provide sufficient coverage to pay for your claim. This coverage is required to be offered to you in some states.

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