What is workers' compensation?

Workers' Compensation is insurance that covers your employees should they be injured at work. Ohio requires all employers to have this insurance. The premiums are due every six months. The period of January-June is first half of the year and is due by August 31. The months July-December are the second half of the year and due by February 28 of the following year.  more

Pennsylvania’s Workers’ Compensation Act requires nearly all employers to provide Workers’ Compensation insurance for their employees. The insurance provides full medical, total and partial disability, permanent disfigurement and physical rehabilitation benefits to injured employees, provided their Workers’ Compensation claims are approved. In the event that a worker is killed on the job, death benefits are payable to the worker’s surviving spouse and dependents. Workers’ Compensation is also known as workers’ comp, workman’s compensation, workman’s or workmen’s comp, and workmen’s compensation.  more

Workers' Compensation is an insurance program established by state law which all employers having one or more employees, full or part time, are required to have for the benefit of their employees.  more

Every year millions of workers are injured on the job. Workers Compensation is a set of laws that mandate how much benefit a worker will receive to compensate for a workplace injury. The laws vary from state to state. Most states require businesses with employees to have Workers Comp insurance in the event of injury. Thus, filing for Workers Compensation is similar to filing an insurance claim. An injured worker is not suing his or her employer when filing a claim. The worker is claiming benefits. Death benefits may also be available to the spouse, dependants, and, in some cases, the estate of an employee who dies on the job.  more

It is important to understand that Workers' Compensation is a state-administered employee insurance system, and not a tax regulated by the IRS. Workers' Compensation is for employees who fall ill on the job or get injured while working. It allows them to quickly access benefits required to pay for necessary medical care. While it is an added expense, Workers' Compensation benefits employers by requiring employees to agree not to sue for job-related injury and illness. Check with your state's Workers' Compensation office to find out if you, as a household employer, are required to provide Workers' Compensation insurance for your au pair or nanny.  more

Workers compensation is a state-mandated, "no-fault" insurance system that pays benefits to workers injured on the job to cover medical care, part of lost wages and permanent disability. In return, employers receive immunity from civil lawsuits by employees over such workplace injuries.  more

Workers' compensation consists of a number of different kinds of benefits provided by State law to most workers who have suffered job-related injuries or illnesses under the Illinois Workers' Compensation Act. The Act is administered by the Illinois Industrial Commission, which is a State agency. The Act was enacted by the Illinois General Assembly in 1911 to provide financial protection and security to almost any worker who sustains an injury or illness while on the job. Almost every employee in the State of Illinois is covered by the Act from the moment their employment begins with their employer, and benefits are paid to an injured worker regardless of who is at fault for the injury.  more

Workers' Compensation is an employer-paid benefit that provides you with medical, compensation, and vocational rehabilitation benefits if you are injured on the job or become ill because of your work. Workers' Compensation provides your dependents with a death benefit in the unlikely event that you die because of an injury or illness that results from your work for the University.  more

A. If you get hurt or sick because of work, your employer is required by law to pay for workers' compensation benefits. You could get hurt by: One event at work, such as hurting your back in a fall, getting burned by a chemical that splashes on your skin or getting hurt in a car accident while making deliveries. --or- Repeated exposures at work, such as hurting your wrist from doing the same motion over and over or losing your hearing because of constant loud noise.  more

Workers’ Compensation is a benefit program created by state law that provides medical, rehabilitation, income, death and other benefits to employees and dependents due to injury, illness and death resulting from a compensable work-related claim covered by the law.  more