What should the federal government be doing now to revive the housing market?
I would love to see a larger demand tax credit. All the work on foreclosure prevention is nice, but it is not going to make nearly as much difference as if we could get demand started. We need a bigger tax credit that is available to all buyers. First-time buyers are a big part of the market, but they are not everything. If you had a $15,000 or $20,000 tax credit and you said, “Look, get it while it’s hot, it’s only going to be here for six months,” I think you would see a real rush to housing. Frankly, we have already told that to the administration and both houses of Congress. Everybody seems to acknowledge the role that housing plays in the economy, but politically there is still a group of legislators who feel like builders caused the problem. We couldn’t disagree more with that. Our view is that the problem was incredibly lax underwriting rules that attracted a tremendous amount of investors into the market three or four years ago. What are you doing to compete with all those fore