What type of relief does bankruptcy provide?
Filing bankruptcy under any chapter of the United States Bankruptcy Code will immediately get creditors off your back. Creditors, including collection agencies and attorneys, must immediately cease all further communication with you and may not take any further action to collect a debt from you. Creditors may not file, pursue or collect any lawsuit or judgment against you, garnish your wages or take, repossess or foreclose on any of your property. Any court hearings in any existing lawsuits will be canceled. Most civil court judgments entered against you at any time prior to filing bankruptcy will be null and void upon the conclusion of your bankruptcy proceeding.
