What types of debts are normally discharged in a Chapter 7 bankruptcy?
As a general rule, most credit card debt, medical, and court judgments are discharged. Debts that are typically not dischargable include debts incurred to pay nondischargable taxes, back child support and alimony, debts owed under a marital settlement agreement, debts for personal injuries or death resulting from your drunk driving, student loans, and court-imposed fines. Also, if the creditor objects, debts from fraudulent activities of the bankruptcy petitioner, debts resulting from willful and malicious actions of the petitioner that cause personal injury or property damage, and recent credit card charges for luxury items can survive bankruptcy.
