What types of help are available in a disaster?
• FEMA’s Individuals and Households Program provides money and direct services to those affected by a major disaster. Requirements must be met to qualify for help from this program. • The U.S. Small Business Administration provides low-interest loans for damage to property owned by homeowners, renters, businesses and private non-profit organizations that are not fully covered by insurance. Does disaster help have to be repaid? Money received through FEMA’s Individuals and Households Program (IHP) does not have to be repaid. Loans from the Small Business Administration must be repaid. Can I apply for help for my damaged car? Yes. You will need to provide proof of ownership and insurance information. Can I apply for help for food that has been lost because of the disaster? No. Food loss is not covered by IHP. Voluntary organizations in the disaster area may be able to help you with food needs. Will any program pay for moving and storage expenses? Costs of moving and storage may be covere
