What types of losses caused by the storm are covered under my homeowners insurance policy?
Coverage varies by insurer and policy type, but typically damage to the building or contents caused by wind or rain such as water damage through a leaky roof will be covered. Policies typically provide coverage against damage caused by falling objects such as trees. Damage caused by loss of electrical power such as spoiled food may also be covered. Some insurers offer optional coverage that provides protection against sump pump failure in limited circumstances. Coverage is subject to policy terms and conditions and to any applicable deductible. Contact your agent or insurer for specific coverage and claims information.
