What Will a COBRA Health Plan Cover?
A COBRA health plan will cover all of the health benefits that you would have normally received through your former employers major group plan. These benefits can include outpatient care, inpatient care, doctor care, medication, as well as any surgical procedures that you may need. Depending upon your original policy, you may also receive vision and dental care in your plan. If you are covered under COBRA and your former employers group plan changes, your plan will change, as well. When Will My COBRA Coverage End? • When your policy expires. • When you fail to pay your premiums. • When your former employer goes out of business or ceases to have group health insurance. • When you obtain health insurance through another employers group plan. However, this plan must not contain any exclusions to because you have a pre-existing health condition. • You qualify to receive Medicare benefits.