Whats the difference between a consumer disclosure and a credit report?
A consumer disclosure contains a comprehensive history of your credit information, including all inquiries. A credit report contains the same type of credit information and inquiries that a lender or creditor will see when they check your credit. The key difference is the consumer disclosure includes some inquiries, such as account monitoring and those resulting in pre-approved offers and some address and demographic information that is not displayed on the credit report viewed by lenders. Click here to order your Experian credit file disclosure for $10, plus applicable tax.
