Where can high risk people get classic car insurance?
From an auto insurance provider’s perspective, there are a number of factors which determine whether or not you or your vehicle could be considered “high risk.” These factors pertain both to the vehicle itself, and the registered drivers of said vehicle. As far as the driver goes, there are several common considerations. The first is age. Young drivers and senior citizens are generally considered to be a higher risk – younger drivers because of a lack of experience, and seniors because of health concerns. (However, there are insurers who specialize in auto insurance premiums tailored to drivers 50 and up.) Another factor that insurers take into consideration is your driving record. If you’ve had an accident in the past, depending on the jurisdiction in which you’re registered, you can be penalized. If you’ve had a recent, serious accident, you might have trouble getting any kind of coverage at a reasonable rate. Basically, the longer you’ve gone without an accident, the better, when it