Who can be covered by the new high-risk pools?
The pools are designed to provide coverage to people with medical conditions who have been rejected by private insurers. The plan sounds good in theory, but there’s one big catch: The law specifies that you must be uninsured for six months before you can be covered under the new pool. To qualify for the HHS-run program, you must also provide a letter showing that you have been rejected for private coverage within the past six months or were offered a policy that excluded coverage for your medical condition (and were still uninsured for six months). The states administering their own plans have similar requirements.