Who Can File Property Liens?
Property liens can be filed by virtually any creditor provided the lien is approved and attached to the property. Property liens are frequently used by the IRS when individuals fail to pay their taxes, as well as private creditors who have been unsuccessful in obtaining payment from a delinquent borrower. Essentially, any creditor (individual, private business, commercial enterprise or government agency) that is owed money can theoretically file for a property lien, pending the approval of the court in the county within which the property is located.
