Who Qualifies for VA Loans?

There are several different standards you must meet to qualify for a VA loan. If you are not sure if you will qualify, you should speak with a VA loan professional. One of the first steps towards getting a VA loan is to complete a Certification of Eligibility. (You can find this form on the "Printable Forms" page) Criteria to Qualify for a VA Loan: • Active-duty veterans discharged during WWII or later, without the status of "dishonorable" • Active-duty veterans with at least 90 consecutive days of service during major conflict • Peacetime veterans and active duty personnel with at least 180 days of consecutive service • Enlisted veterans whose service began after 1980 or officers whose service began after 1981 and who have served at least 2 years National Guard and Selected Reserve members may also qualify. What Can I do With a VA Loan? You can use your VA loan to purchase a house, condominium, or townhouse. You can also build a home, make energy-efficient home improvements, or ...  more