Why are out-of-network deductibles more than network and non-network deductibles?
A&M Care participants pay the higher, out-of-network deductible only when they live in a network area but choose to visit a care provider not in the network. This provision encourages plan participants to visit network providers, with whom BlueCross BlueShield of Texas has contracted to provide certain services at lower costs, and helps hold down the premium costs for all employees.
Related Questions
- How do the network and out-of-network deductibles and out-of-pocket maximums work together if I sometimes go to network doctors and sometimes to out-of-network doctors?
- What is the difference between a network and a non-network (or out-of-network) medical provider?
- What is the difference between a network and a non-network (out-of-network) medical provider?
