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Why are there occasional problems spending the gift card at restaurants, hair and nail salons and other personal service retailers when I know there is enough balance to cover the receipt total?

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Why are there occasional problems spending the gift card at restaurants, hair and nail salons and other personal service retailers when I know there is enough balance to cover the receipt total?

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When using your gift card in restaurants, drinking establishments, hair and nail salons and some other personal services retailers, please keep in mind that the retailer’s processing system may secure an authorization or approval on your card for an amount between 25% and 40% more than the total bill. This is done automatically and with anticipation that the customer will want to put the tip or gratuity on the card. However, only the amount you authorize will be deducted from the card.

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