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Why cant FEMA (Federal Emergency Management Agency) or NFIP (National Flood Insurance Program) just notify someone that they are not in a flood zone?

agency emergency Federal FEMA flood Insurance Management National NFIP program
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Why cant FEMA (Federal Emergency Management Agency) or NFIP (National Flood Insurance Program) just notify someone that they are not in a flood zone?

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Neither FEMA nor NFIP have the resources to reassess every structure on every property.

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