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Why did the Texas Legislature pass the cents-per-mile choice law?

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Why did the Texas Legislature pass the cents-per-mile choice law?

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Every legislator hears repeatedly from constituents who are angry about auto insurance. Most upset are people who have an accident with an uninsured car. This problem remains despite ongoing initiatives by the Texas Department of Insurance. The percent of uninsured cars on the road, according to insurance industry officials, may be even higher than it was when insurance was made compulsory two decades ago.

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