Why do I need MobileProtect when my homeowner’s insurance covers my iPhone?

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Why do I need MobileProtect when my homeowner’s insurance covers my iPhone?

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We understand that some homeowners’ insurance policies, like State Farm, will cover iPhones and others will not. Consumers should keep in mind that the deductible on a homeowner’s policy may be quite high and that filing an iPhone claim could increase future premiums. Consumers should evaluate all of their options when choosing their iPhone insurance.

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