Why do I need to continue health insurance? Doesn Medicare pay medical bills at retirement?
Medicare provides health insurance for retirees at age 65, but it does not pay all medical expenses. You are required to pay annual deductibles and co-pays, as well as almost all prescription drug charges. The State Group Health Plan that you maintained while an active employee continues into retirement and integrates with Medicare when you turn age 65. If you continue the State Group Health Plan after 65, your plan covers the costs that Medicare does not pay so that your overall coverage remains the same as before age 65.
