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Why do I need to have a SBI internet banking 2FA Device to access SBI internet Banking?

April 26, 2017device Internet Banking sbi

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Why do I need to have a SBI internet banking 2FA Device to access SBI internet Banking?

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All SBIS internet banking customers are required to provide their User ID and PIN combination and a one-time password (OTP). This process of authentication is to validate the claimed identity of the customer by verifying ‘what the customer knows’ and ‘what the customer has’.