Why does Epoch care about a merchants location?
Because Visa rules state that an IPSP like Epoch can only process transactions on behalf of Sponsored Merchants located in the same Visa region as the IPSP. Epoch and Epoch EU are located in the United States and Europe respectively, so Epoch may only process for merchants in the Visa’s U.S.A. and the Visa Europe regions which include: Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, and the United Kingdom.