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Why does my Personal Benefit Statement (PBS) show that I will receive preserved pension benefits under AFPS 75 when I am on a 22 year engagement and was expecting to get an Immediate Pension (IP)?

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Why does my Personal Benefit Statement (PBS) show that I will receive preserved pension benefits under AFPS 75 when I am on a 22 year engagement and was expecting to get an Immediate Pension (IP)?

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This is because your personnel record shows that, though serving on a 22-year open engagement you will not complete 22 years reckonable (counting) service which would qualify you for an IP in AFPS 75. Within the Army, you might, for example, have a period of non-reckonable service between attestation (where counted as the first day of service) and the commencement of initial training. You might also have been in detention or on unpaid leave for a period at some point in your career.

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