Why does the risk assessment tool say I’m in a high-risk area when the ground my home is built on is very high?

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Why does the risk assessment tool say I’m in a high-risk area when the ground my home is built on is very high?

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Flood Insurance Rate Maps (FIRMs) cannot reflect every variation in the physical geography of an area. Therefore, a FIRM occasionally will show a property as being in a Special Flood Hazard Area (SFHA), even though the building may be above the Base Flood Elevation (BFE).

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