WHY DONT INSURANCE COMPANIES COVER PRE-EXISTING CONDITIONS, UNLESS FORCED BY REGULATION?
is explained by me a little below (within the orange box on the right). Click here to get there. WHAT ARE THE KEY FEATURES OF THE DEMOCRATICALLY SPONSORED BILLS UNDER CONSIDERATION? is explained by me a little below. Click here to get there. WHY IS LEAVING THE HANDLING OF PRE-EXISTING CONDITIONS (Statewise High Risk Pools, Statewise Community Rating, etc.) AS IN ALL REPUBLICAN PLANS A VERY QUESTIONABLE IDEA? is explained by me a little below. Click here to get there. DON’T INSURERS HAVE TO COVER ME, REGARDLESS OF PRE-EXISTING CONDITIONS, AS LONG AS I’VE HAD FULL COMPREHENSIVE HEALTH INSURANCE CONTINUOUSLY? NO, in all but the 5 community-rated and modified community-rated states (MA,NY,NJ,ME,VT). In the special case when you are coming off of an employer-based plan, there is a trickily worded false HIPAA protection, that they have to cover you, but “can charge you whatever they want extra due to your pre-existing condition”. (Heck, I’ll cover you for 5 million dollars a year!.) In many
