Why invest in a Unit Trust or OEIC?
These investments can limit risk by spreading your investment and pooling your money with other investors to achieve a much wider investment spread. This means you do not have all your eggs in one basket. The simplicity of these products may also appeal as they provide an alternative to much of the research which would be necessary to own the diverse selection of shares and bonds directly. Unit Trusts and OEICs are popular with investors seeking capital growth as well as income. But remember that the value of Unit Trusts and OEICs, and the income from them, can go down as well as up. They are designed as a medium to long term investment vehicle.