Why is high-deductible health insurance required?

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Why is high-deductible health insurance required?

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To get the benefits of a health savings account (HSA), the law requires that the savings account be combined with high-deductible health insurance. high-deductible health insurance costs less than traditional $250 or $500 deductible coverage, because the insurance company doesn’t have to process and pay claims for routine, low-dollar medical care.

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