Why is NP insurance so expensive?
Nurse practitioner premiums should not be considered unusually expensive when you take into account the scope of practice for an NP and the current average premium, and compare them to the NP’s counterparts (e.g., a Physician Assistant in Philadelphia County at $7,561; a Physician Assistant in West Virginia at $4,830; a Family Physician in Illinois at $16,000). The premiums charged to NPs are significantly less than the premium charged to healthcare professionals who have very have similar client bases and risk exposures.