Why is the AAHA Seal of Acceptance only available for high-deductible policies?

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Why is the AAHA Seal of Acceptance only available for high-deductible policies?

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When the cost may go beyond reasonable financial means, many pet owners are forced to euthanize their pet or incur burdensome debt. Studies have shown that the majority of pet owners can manage expenses up to $500, but would have difficulty with expenses beyond that level. AAHA has urged the pet insurance industry to make high-deductible policies available that we believe are in the best interest of pets. These higher deductibles reduce premiums and make pet insurance a more viable option.

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