Why should I get a stand alone benefits policy as opposed to participating in my leasing companys plan (if applicable)?
You maintain control of your stand alone policy. It is issued in your name. Only your group of employees affects your rates. If you participate with a leasing company’s plan and something happens to your relationship with your leasing company, you are not only looking for comp coverage in a hurry, but benefits as well (hopefully without a lapse). You are also going to feel the “sting” of annual renewals that is based on the leasing company’s total employee base and usage of the benefits.
