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Why should I use a broker/agent when carriers are offering coverage directly to possible insureds?

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Why should I use a broker/agent when carriers are offering coverage directly to possible insureds?

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Agents are there to help you. At the most basic level, any agent should be able to answer all of your questions about insurance, provide you with a thorough assessment of your insurance needs and offer you a choice of insurance products to meet those needs. Also, any insurance agency should provide you with prompt, quality service in the case of a claim.

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