Why will creditors lower interest rates for Catholic Charities Financial Counseling, but not for me directly?
The creditors realize that we are often the last chance for many people, and they prefer not to assign the account to the Collection Department, write it off entirely, or risk having their debt discharged in bankruptcy. They also realize that we work with people on debt management and budgeting. Since you have made a commitment to us, they feel that you are a better candidate to make monthly payments to us.
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