With shared ownership, won people still have problems buying a house in the future, as they only own a share of the property and will not get the full market value when they sell?
If property prices rise, shared owners will benefit from any increase in value, in proportion to the amount of the property they own. If they own 50% they will gain 50% of any increase. They could then use the additional money they make when they sell to put towards another house in future. Through shared ownership, of course, people can buy additional shares of the property until they own the property outright. If property prices fall, shared owners will be cushioned from any reduction in value and will be affected less than if they owned the property outright.
