What is the total asset turnover ratio and how is it calculated?Answer: The total asset turnover ratio measures the ability of a company to use its assets to generate sales. The total asset turnover ratio considers all assets including fixed assets, ... more

Accounts Receivable or A/R is the money you are owed from customers before you get it. Any invoices you have sent that haven't been paid are Accounts Receivable. Accounts Payable or A/P is the opposite. It's money that you owe to others for things ... more

Finding a factoring company is not all that difficult, but many people do not know what a factoring company actually does or provides. If you are in business for yourself, chances are good, you should really understand the concept behind a ... more

Generally factoring is not a good fit in the following situations: • Your business operates on extremely low margins (less than 8%). • Your business has significant cash reserves free of cash-flow concerns. • Your business serves as a sub- ... more

First, Gateway's rates are extremely competitive because we have been providing asset-based loans for over 30 years. Our rates are based on individual and specific circumstances -- they depend on the size of your line of credit, the credit- ... more

Many businesses have capital demands that, if met, would increase their profitability. Other companies might have recurring cash-flow problems and often can't afford to wait 30, 60, 90, or even 120 days for invoice payments. Demand for capital to ... more

A business may obtain immediate cash, the same day it assigns Gateway its qualified accounts receivable. There is no need to wait 30, 60, 90, or even 120 days for customers to pay. You're essentially using one your company's most valuable assets, ... more

Yes. In the typical accounts receivable financing arrangement (a form of asset-based lending), a business assigns its invoices to its lender, and the lender uses the assigned A/R as the collateral for one or more loans. (In contrast, in the ... more

Many business owners equate accounts receivable financing with factoring. However, there are numerous significant differences. Factoring is the discounted sale of accounts receivable. With factoring, the factor purchases each invoice that is sent ... more

Our A/R Management service includes all of the features of the Software plus the following functions get performed by our team of experienced and knowledgeable professionals, with built-in redundancy in case of absence, vacations, sickness, etc: ... more