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Questions and Articles

9,243 items

Is a physician required to carry malpractice insurance?

A:
No. A physician only is required to carry liability insurance in an outpatient surgery setting pursuant to Business and Professions Code section 2216.2. However, a physician must follow the reporting requirements cited in Business and Professions Cod ... more

What is a high deductible insurance plan?

A:
A. A high deductible insurance plan is a health plan with a minimum deductible of $1,000 for single coverage and $2,000 for family coverage. The maximum out-of-pocket expenses for allowed costs must be no more than $5,100 for single coverage and no m ... more

How much does the C-Well procedure cost? Will insurance cover it?

A:
Insurance coverage varies greatly. Generally speaking, private insurance may cover the cataract surgical procedure and anesthesia; and may also allow a certain additional amount for the artificial lens implant. The insured is then required to pay a d ... more

Why doesn't insurance (or Medicare) pay for an accommodative lens?

A:
These entities pay for surgery and devices that restore functional vision. They will not pay for services that reduce dependence on glasses or contact lenses. While Medicare and insurance will cover the cost of a standard lens implant, they will not ... more

Are students on campus covered by University insurance?

A:
No. There is no insurance provided for incidents on campus (including in the classroom or laboratory activities) resulting in personal injury or property damage which would provide either medical services or reimbursement. Students are encouraged to ... more

Is additional insurance required?

A:
Patients are covered for liability by your already-existing insurance policy. However, if you wish, patients can sign a release form provided by Corporate Angel Network, which will be faxed to your flight department prior to a flight. ... more

What type of accident insurance does Christian Discoveries carry?

A:
Accident, illness, and accident-related dental insurance coverage are provided for all participants. Limits per single occurrence are $7,000.00 for accident, $1500.00 for illness, and $750.00 for accident-related dental. Any charges not covered by th ... more

I'm currently with another insurance broker, but would like to change. Can Rhodes & Williams help me do that?

A:
Yes. One of our insurance brokers will help you transfer over your insurance coverage, review your current needs, and lend you valuable advice when it comes to personal insurance. ... more

How much does CEA earthquake insurance cost?

A:
CEA premiums are based on certain factors, including where you live and the age, construction type, number of stories, and insured value of your home. Only your insurance agent or company can give you an exact quote. 8) What if my insurance company d ... more

Is earthquake insurance worth the expense?

A:
This depends on your income and asset level. If your home were destroyed during an earthquake, would you have the funds to rebuild it without incurring serious economic hardship? If the answer is "no," you probably need earthquake insurance. ... more
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