We don’t anticipate any rupture with the past. The new administration appears to be well balanced in its makeup with an emphasis on continuity. Wells Fargo is a well-established company that prides itself on its commitment to its customers and ... more

Rabobank, N.A. continues to be a strong and well capitalized bank. Even with the addition of Butte Community Bank's loans and assets, Rabobank's capital remains significantly above the "well-capitalized" level. We believe this acquisition was well ... more

I think it’s crucial, especially in today’s market, to have a strong relationship with your clients. As a banker you have to understand your customers and their business. You need to understand what their needs are and provide them the proper ... more

Many corporations have had to trim their budgets to keep their doors open and don’t have the large philanthropic budgets to contribute at the same generous level as they have in the past. The amount of revenue available every year is uncertain for ... more

The main objective of treasury management is to accelerate cash flow, control disbursements, report information and offer investment options for excess capital. A good treasury management program offers a one-stop service, where companies can do ... more

Interest rate hedging products offer customers flexibility, portability, and typically an opportunity to minimize loan prepayment fees. An interest rate swap for example effectively turns a floating rate loan with variable payments into a fixed rate ... more

Employers today should receive greater engagement from their employees to help them understand what’s critical and why their companies function the way they do. Every company is going to have a different continuity plan. One company may be heavy on ... more

Most of it has to do with understanding what people involved in government banking are required to do, how they’re required to do it and when they’re required to do it, because their accounting rules are different. Their balance sheets look ... more