Yes. Doctors now have the technology to medically evaluate children in the womb. One process of detection is called amniocentesis. The process was originally developed by Sir Albert William Liley in 1970 to facilitate blood-exchange for RH babies
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You can't insure the foal until it is at least 24 hours old. You can insure the mare for mortality, major medical & surgical, but you cannot insure against a live birth.
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