Terms and Conditions of Use

Effective October, 2008

Welcome to Experts123. Please read these Terms and Conditions of Use carefully before using or obtaining any content, products or services through our Website(s). You agree to be bound by this Agreement, whether you are a visitor which means that you simply browse the Website, or if you become a "Registered User or Expert" by successfully completing the sign-up process as defined below. Please read our Privacy Policy to understand how we handle your personally identifiable information.

Definitions
In this document, terms that commence with a capital letter are defined in this Section.
Scope and Terms
Site

These Terms govern your use of all Content, Products or Services available through the Site. You agree to be bound by these Terms, and to use the Site in strict compliance with all applicable laws, rulings and regulations, and in a manner that does not negatively reflect on the goodwill or reputation of Experts123, LLC and its Providers.

Additional Terms

You agree to abide by the terms and conditions of imposed by any Provider, including payment of all amounts when due, and compliance with all rules and restrictions regarding the availability of products or services.

Eligibility / Age restriction

Use of the Content, Products or Services available through the site is void where prohibited. By using the Services, Products or Services, you represent and warrant that (a) all registration information you submit is truthful and accurate; (b) you will maintain the accuracy of such information; (c) you are 14 years of age or older; and (d) your use of the Services does not violate any applicable law or regulation. Your status as a Registered User may be terminated and the additional information you have provided us may be deleted without warning, if we believe that you are under 14 years of age. In accordance with the Children¡¦s Online Privacy Protection Act of 1998 (COPPA), You must be at least 14 years of age to register for or use the Content, Products or Services available on the Site.

Responsible party

Registered Users and Experts must provide a valid email address, their legal name and any other required information to complete the registration process. Registered Users and Experts are responsible for maintaining the privacy and security of their Registered User ID. Experts123, LLC will not be held liable for any damage or loss that may result from your failure to protect your login information, including your password. In addition, you will be financially accountable for all use of our Site by you and anyone using your password and login information.

No individual may maintain more than one Registered User ID with us. We reserve the right to revoke access to Content, Products or Services for any Registered User found to be maintaining more than one Registered User ID.
Use of the Site
License

Experts123, LLC grants you a limited, personal, nontransferable, non-sublicensable, revocable license to access and use the Site only as expressly permitted in these Terms. Except for this limited license, we do not grant you any other rights or license with respect to this Site; any rights or license not expressly granted herein are reserved.

Unless we have granted you permission in advance and in writing, you may use the Site only for your personal, non-commercial use, and not to provide services to a third party.

No Copy, Distribution or Sale

You may download, display or print one (1) copy of any portion of the Content exclusively for your own personal, non-commercial use. If you do so, you may not modify the Content in any way, and you must reproduce the Experts123, LLC copyright notice (or the Expert¡¦s copyright notice as applicable) in the form:

© 2006-2007 Experts123, LLC. - All Rights reserved

or if it is an Expert Content page

© 2006-2007 Jane Doe. - All Rights reserved

as displayed on the relevant page(s) that you might copy.

Except as provided above, you may not
Other Limitations

Unless otherwise provided within these Terms, or unless specific applicable law requires Experts123, LLC to allow you to do so, you may not do any of the following without the prior written consent of Experts123, LLC:
Registered User ID and Password

Access to certain features of the site is available only to Registered Users. For example, you may be required to register with Experts123 if you want to set up an "Expert" account, where you can publish guides, post photos, videos, rate and review other experts and their content, save your favorite content profiles, your reviews, questions and answers, tags or keywords or other related content. You may also be required to register with Experts123 if you want to post reviews, commentary, guides and content. To become a Registered User, you are required to answer a limited number of mandatory questions. Answers to additional questions are optional. You represent and warrant that all information you supply to us, about yourself, and others, is true and accurate. Our use of any personal information that you provide to us during any registration process is governed by the Experts123, LLC Privacy Policy.

If you register for an "Experts123" account, you will be allowed to post content, share opinions and expertise with the Experts123 community. By having an "Experts123" account, you agree to take full responsibility for maintaining the confidentiality of your account user name, password and all related activity that occurs under your account user name. You may also designate other Registered Users (a user community or "buddy list") who will be able to access your information and content. Likewise other Users are permitted to allow you to view their information and content. We may also accept Registered User data and allow users to login to the site through login services provided by third parties, e.g., Typekey.

Posting Content on Our Website(s)

We reserve the right, but do not undertake the obligation to spell check and edit reviews for length, coherence, grammar and accuracy. We moreover reserve the right, but do not undertake the obligation to refuse to post or to remove any content if it contains or features any of the following:

Unacceptable Content:

We reserve the right, but not the obligation, to refuse to post, to remove or to reclassify any Content or other content in our sole and absolute discretion. A partial list of unacceptable content includes:
If you see objectionable content or have any questions about these Terms of Use, please contact us at abuse.experts123.com

Content is not approved or endorsed by Experts123, LLC.

Expert generated content, guides and URLs, reviews and ratings do not reflect the views of Experts123, LLC. any affiliated entities; or its employees, officers, directors, or shareholders. We do not assume responsibility or liability for any Review or for any claims, damages, or losses resulting from any use of the Site or the materials contained therein.

Your Comments and Suggestions are Owned by Experts123, LLC.

Any communications, reviews or materials you transmit to us or any of our affiliates through the Site, by electronic mail or otherwise, including any data, question, comments, rating of a property or attraction, suggestion, idea, URL or the like ("Communications or Materials") will be treated as non-confidential and non-proprietary. By voluntarily submitting to us, or by posting on the Site any Communications or Materials, you grant us and our affiliates and all users of the Site, a worldwide, non-exclusive, royalty free, perpetual, irrevocable, and fully sub-licensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from distribute, and display such Communications or Materials in any form, media or technology. We assume no responsibility for any Communications or Materials posted or submitted, or for the return or such Communications or Materials. We want your reviews, feedback and appreciate your ideas and suggestions, but we are unable to answer every comment individually.

Termination

Experts123, LLC in its sole discretion, may, at any time and without advance notice or liability, terminate or restrict your access to all or any component of our Site, even if access continues to be allowed to others. Upon such termination or suspension, you must immediately discontinue use of the Site, and destroy any copy you have made of any portion of the Site. Accessing the Site after such termination, suspension or discontinuation shall constitute an act of trespass. Experts123, LLC shall not be responsible to you to such suspension or termination.

Changes

Any aspect of any Site may be changed, supplemented, deleted, updated, discontinued, suspended or modified at any time at our discretion and without prior notice to you. However, we make no commitment to update the information contained on this Site. You agree that Experts123, LLC shall not be liable to you for any delay or other damages that might result from such modification, suspension or discontinuance.

We may also, at any time, change or impose fees for certain services, or establish or change general practices and limits concerning certain services.

We may also modify these Terms at any time.
Privacy and Security
Your use of the Site is subject to our Privacy Policy. You agree that you have read our Privacy Policy, and it is reasonable and acceptable to you.

Your acceptance of these Terms is also your consent to the information practices in our Privacy Policy.
Services and Content Disclaimer
Availability

We will use our reasonable commercial efforts to keep our Site available on a 24-hour/7-day-a- week basis, subject to necessary scheduled downtime for maintenance, unscheduled maintenance, and system outages. We cannot promise that access to the Site will be uninterrupted or available at all times. We assume no liability or responsibility for any delay, interruption or downtime.

Content

The Content is intended for informational purposes only. Although we exercise reasonable efforts to ensure their quality and accuracy, there might be errors, or the information provided may not be complete, current or applicable to your particular situation. We assume no liability or responsibility for any errors or omissions. You are responsible for evaluating the accuracy, completeness and usefulness of any opinion, advice, or other content available through the Site or obtained from a linked site.

Viruses

We make reasonable attempts to exclude viruses from the Site, but cannot ensure that the Site will be at all times free from viruses or other destructive software. You are urged to take appropriate safeguards before downloading information from the Site. We assume no responsibility for any damages to computer equipment or other property that may result from use of the Site or downloading anything from the Site.
Links to third party sites
Outbound Links

For your convenience, our Site provides links to other sites. When you click on one of these links, you are leaving our site and entering another site. We are not responsible for such third party websites.

You should carefully review the terms and conditions of use of these sites, because these terms will apply to your visit to these other sites.

Inbound Links

We welcome links from a third party site to the home page of our Site, through a plain text link, provided (a) you discontinue providing a link to our Site if upon our request; (b) you do not imply in any fashion that Experts123, LLC. is endorsing any of your products or service or is affiliated with you, (c) you do not present Experts123, LLC in a false light, or provide misleading or false information about us, or our Site or Services, (d) you do not remove or obscure the copyright notices, or other notices on this Site; (e) you do not use any Mark of Experts123, LLC or our Providers; and (f) you do not replicate, frame or mirror the content of the Site.

We reserve the right to require you to remove links to the Site, in our sole and absolute discretion.
Intellectual Property
Ownership Rights

Our Website(s) are the sole and exclusive property of Experts123, LLC or its licensors. Experts123, LLC and its licensors retain all right, title and interest (including all copyright, trademark, patent, trade secrets and all other intellectual property rights) in the Site. The Site is protected by copyright, trademark, patent, trade secrets, unfair competition and other laws of worldwide, through the application of local laws or international treaties. Any unauthorized use, reproduction or modification of this Site may violate such laws.

Trademarks

Experts123, Experts123.com and all other Marks that appear, are displayed or used on the Site are registered or common law trademarks or service marks of Experts123, LLC and its Providers. These Marks may not be copied, downloaded, reproduced, used, modified or distributed in any way without prior written permission from us or the relevant Provider, except as an integral party of any authorized copy of the Content.

Additional Copyright Notices

Much of the Content is owned by third parties and Experts. These materials are subject to the additional terms, which are incorporated into, and made a part of the Terms.

If there is a conflict between the Additional Copyright Notices and the remainder of these Terms, the Additional Copyright Notice supersede any provision of these Terms with respect to the Content to which it pertains.
Disclaimer of Warranty
Experts123, LLC and its Providers make no warranty of any kind regarding the Site, Content, Products or Services, all of which are provided on an "as is" basis. Experts123, LLC and its Providers expressly disclaim any representation or warranty that the Site will be free from errors, viruses or other harmful components, that communications to or from the Site will be secure and not intercepted, that the Services and other capabilities offered from the Site will be uninterrupted, or that its Content will be accurate, complete or timely. The fact that Experts123, LLC is including or offering any Product or Service on the Site is not an endorsement or a recommendation of the Product or Service.

OTHER THAN THOSE WARRANTIES WHICH, UNDER THE LAWS APPLICABLE TO THESE TERMS, ARE IMPLIED BY LAWS, AND ARE INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION, EXPERTS123, LLC, AND OUR PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES AND CONDITIONS, INCLUDING IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND THOSE ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OF TRADE.
Limitation of Liability
Subject to applicable law, use of this Site and its Content is at your sole risk. Services and Products made available on this Site are subject to conditions imposed by the Providers. Providers who furnish products or services through this Site are independent contractors, and not our agents or employees. EXCEPT IN JURISDICTIONS WHERE SUCH PROVISIONS ARE RESTRTICTED, IN NO EVENT WILL WE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS SITE, ANY HYPER LINKED WEB SITE, THE ACTS OR OMISSIONS OF PROVIDERS WHO FURNISH PRODUCTS OR SERVICES THROUGH THIS SITE, OR THE PRODUCTS OR SERVICES OFFERED BY PROVIDERS THROUGH THIS SITE, INCLUDING, WITHOUT LIMITATION, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, THAT ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH (I) ANY USE OF, BROWSING OR DOWNLOADING OF ANY PART OF OUR SITE OR CONTENT, (2) ANY FAILURE OR DELAY OR (3) THE PERFORMANCE OR NON PERFORMANCE BY US OR ANY PROVIDER, OR (4) ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, EVEN WE AND THE PROVIDER(S) HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES TO SUCH PARTIES OR ANY OTHER PARTY.

Some states do not allow the limitation of liability, so the limitations above may not apply to you.
Indemnification
You agree to defend and indemnify Experts123, LLC and any Provider, and each of their respective officers, directors, employees and agents from and against any claim, cause of action or demand, including without limitation reasonable legal and accounting fees, in excess of the liability described above, in any action filed or commenced by any third party against Experts123, LLC as a result of (1) your breach of these Terms or the documents made part of these Terms by reference, (2) your violation of any law or the rights of a third party or (3) your use of our Site.
Disputes
The laws of the State of California (USA), without regard to its conflict of law rules, will govern these Terms. If you take any legal action relating to your use of our site or these Terms, you agree to file such action only in the state and federal courts located in county and city of Los Angeles, California (USA). In any such action or any action we may initiate, the prevailing party will be entitled to recover all legal expenses incurred in connection with the action, including but not limited to costs, both taxable and non-taxable, and reasonable attorneys' fees.
General
Your acceptance of these Terms and your use of the Site do not create a joint venture, partnership, employment or agency relationship with us. You may not assign, delegate, or transfer your rights or obligations under these Terms. If we fail to act with respect to your breach or anyone else's breach on any occasion, we are not waiving our right to act with respect to future or similar breaches. If a court finds any of these Terms to be unenforceable or invalid, that Term will be enforced to the fullest extent permitted by applicable law and the other Terms will remain valid and enforceable. The headings in these Terms are for your convenience and reference; they do not limit or affect these Terms. These Terms, together with those items made a part of these terms by reference, make up the entire agreement between us relating to your use of our site, and replaces any prior understandings or agreements (whether oral or written) regarding your use of our site.
Provisions of these Terms and Conditions
Modifications

We may modify, revise or update these Terms and Conditions of Use and/'or our Privacy Policy, at any time, by updating this posting. Such modification, revision or updating shall be effective upon posting. You should visit this page from time to time to review the then-current Terms, because they are binding on you. Your continued use of our site, following the posting of conspicuous notice of any modification, will be subject to the Terms in effect at the time of your use. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages of this Site.

Written documents

You may preserve these Terms in written form by printing them for your records, and you waive any other requirement that these Terms be evidenced by a written document.

Electronic Notification

To the extent that we may need to contact you, you agree that we may do so via any electronic means, included but not limited to communication posted on the Site, electronic mail or instant messaging.
Contact Information
If you have any questions or concerns about these Terms or if you need further assistance with respect to access to or use of the Site or the services offered by Experts123, LLC you may contact us as indicated below. We will attempt to respond to your questions or concerns promptly after we receive them.

E-mail: customerservice@experts123.com

Mailing address:

Experts123, LLC

PO Box 251942
Los Angeles, CA 90025

Terms and Conditions of Use

Site

Additional Terms

Eligibility / Age restriction

Responsible party

License

No Copy, Distribution or Sale

Other Limitations

Registered User ID and Password

Posting Content on Our Website(s)

Unacceptable Content:

Content is not approved or endorsed by Experts123, LLC.

Your Comments and Suggestions are Owned by Experts123, LLC.

Termination

Changes

Availability

Content

Viruses

Outbound Links

Inbound Links

Ownership Rights

Trademarks

Additional Copyright Notices

Modifications

Written documents

Electronic Notification