Borrowing money (buying the use of capital) is like purchasing any other kind of commodity. The price is set by supply and demand. When the church injects serious competition into the loan process, the church gets better rates. When the church makes a strong first-time impression and has all of its request properly documented, stated and structured, it will be in a stronger negotiating position. Since bankers have their own culture, the church needs somebody that “speaks bank”. One of the greatest challenges for churches is that churches speak “church” and the borrower and lender often “lose something in the translation”. That failure of communication often results in poor rates and terms for the church or denial of the loan request altogether. Since Mission Management becomes your organization’s in-house banker and financial counsel, we present the church in the manner that banks understand. We speak “bank”. Recognizing the uniqueness of churches and ministries from for-profit organiz