Are the costs of debris removal covered?
If its related to a covered loss, most homeowners policies will pay for debris removal. Check with your insurer on the limits of this coverageusually a percentage of the insured value of your home. Under a Presidential disaster declaration, the Federal Emergency Management Agency (FEMA) may provide assistance to State and local governments for costs associated with debris removal operations. (Debris removal operations include collection, pick-up, hauling, disposal at a temporary site, segregation, reduction and final disposal). Disaster-related debris may be removed from private property if it is pre-approved by the Federal Disaster Recovery Manager, is a public health and safety hazard, and if the work is performed by an eligible applicant, such as a municipal or county government. The cost of debris removal by private individuals is not eligible under the Public Assistance Program; however, within a specific time period, a private property owner may move disaster-related debris to th