Can I return my car to the finance company with a knocking noise from the car?
It is your responsibility to keep the car in good working order, and have carried out any repairs to it necessary – this will undoubtedly be contained in your HP (Hire Purchase) agreement, along with keeping the car insured, taxed and regularly serviced. If the car is less than 3 years old then it can be returned to the manufacturer under warranty for repairs but only if the cause of the knocking noise is “not fair wear and tear” but a manufacturing defect. In reference to your finance agreement, and handing the car back then this is something that is POTENTIALLY possible. Most finance agreements will have in place a clause which states that once you have paid for more than 1/2 of the financed amount. i.e. if you have a 60 month finance agreement and you have paid more than 30 payments then you can hand the car back, providing it is in reasonable condition for its age, and free from defect – therefore you will have to get the repairs done 1st. My advice is to check your finance agreeme