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Does insurance cover damages when a termite infestation occurs after a repair was done to the home?

April 26, 2017cover Damages Home infestation Insurance occurs Repair termite

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Does insurance cover damages when a termite infestation occurs after a repair was done to the home?

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There is currently no insurance protection for damage caused by termites to a structure, regardless of the circumstances surrounding the infestation or the damage incurred. Pest control services offer “service warranties” to their clients that have had corrective or preventative treatments performed to the structure. There is usually an upfront charge for the initial service to correct or prevent infestation and then there is an annual fee to keep the service warranty in place. There are different types of service warranties offered by different pest control companies. One type offers re-treatment only, another offers re-treatment and repair of damages should infestation occur or re-occur. These service warranties are subject to several terms and conditions.