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Does The County Offer Life Insurance?

County Life Insurance Offer
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Does The County Offer Life Insurance?

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Basic Coverage All eligible employees are automatically provided with basic life insurance, at no charge to the employee, in the amount of one and one-half (1.5) times the employee’s annual salary rounded up to the next thousand up to a maximum of $250,000. The plan also contains provisions for accidental death and dismemberment. In addition, there is a “Accelerated Death Benefit” which allows an employee who is terminally ill to withdraw up to 75% of the life insurance amount while still alive. Please refer to the life insurance benefit guide for specific details on qualifying for this benefit. Dependent Coverage An eligible employee may elect within the first 30 days of employment, during open enrollment, or within 31 days of marriage to purchase insurance for a spouse ($10,000 coverage) and/or dependent child(ren) ($5,000 coverage). A dependent child is eligible for coverage through age 20 or through age 25 if a full time college student. The cost for this insurance is a flat rate p

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Yes, the County offers basic life insurance, at no cost to the employees, equal to two times your base pay. Life insurance maximums are set by the employees salary schedule or collective bargaining agreements. As an example, if your base pay is $36,427, your life insurance payable amount is $73,000. Employees also have the option to buy additional life insurance of up to 4 times their annual salary.

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