How Do Non-Moving Violations (e.g. Failing to Use Child Restraints) Affect Auto Insurance Rates?
First, you should understand that most states and insurance companies consider tickets given because of a failure to use child safety restraints a moving violation, so don’t be confused on that point. Moving violations require the vehicle to be in motion; this could take the form of speeding, failure to yield, reckless driving, running a red light, and seat belt violations. Not having a small child properly restrained is yet another instance. Non-moving violations include things like parking tickets, not having an insurance card, or not renewing your license plates.
