How does the Federal Trade Commission (FTC) view credit repair?
The FTC focuses on the unethical individuals who have taken advantage of the rising demand of credit restoration by posing as credit repair companies on the Internet or via telemarketing; companies that make big promises but provide little results. Consumers should avoid credit repair agencies that guarantee results without exception or guarantee the ability to remove a bankruptcy from your credit report. Their methods are usually unethical and/or even illegal and may subject you to personal liability.
