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How is a debit card declined?

April 26, 2017Business credit Debit card Declined Finance

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How is a debit card declined?

18 Answers

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My card was frozen once by the bank as I had used it somewhere that was suspected of fraudulent activity, (they wouldn’t tell me where). I just had to go into the bank and they issued me a new card.

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You better call your bank and check to see if you do have money. Most banks, thankfully, will not allow you to overdraft, causing your card to be declined. Or it could just be the car company’s machine.

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They swipe it thru a machine and a little message comes up that says “declined”

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Contact your bank about the problem. It can be a computer thing, malfunction I mean. Likely they won’t report anything on your credit history if you’re a long time customer and haven’t given them problems in the past. I was a cashier and watched clients I knew were wealth and had the money have issues with their bank cards. It’s a computer thing.

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Your card has a fraud detection system on it. That is probably the problem. Call the company and they should fix it.

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