How long does a Chapter 7 last?
A successful chapter 7 case begins with the filing of the bankruptcy forms and ends with the closing of the case by the court. If there are no nonexempt assets for the trustee to collect, the case will most likely be closed shortly after the person filing receives his or her discharge, which is usually about four months after the case is filed. If there are nonexempt assets for the trustee to collect, the length of the case will depend how long it takes the trustee to collect the assets and perform his or her other duties in the case. Most chapter 7 consumer cases with assets last about six months, but some last considerably longer. 41. What should a person do if a creditor later attempts to collect a debt that was discharged in his or her chapter 7 case? When a chapter 7 discharge is granted, the court enters an order prohibiting creditors from later attempting to collect any discharged debt from the person filing. Any creditor who violates this court order may be held in contempt of
A Chapter 7 case begins with the filing of the case and ends with the closing of the case by the court. If the debtor has no nonexempt assets for the Trustee to collect, the case will most likely be closed after the debtor receives his or her discharge, which is usually about four months after the case is filed. If the debtor has nonexempt assets for the Trustee to collect, the length of the case will depend on how long it takes the Trustee to collect the assets and to perform his or her other duties in the case. Most consumer Chapter 7 cases last about four (4) months from the time they are filed, but some last longer if there are assets to recover and sell. 34.
