How much would be paid out in the event of theft of a club station transceiver?
A. – None. This is a liability policy. There is no coverage for loss, damage or theft of your own or club-owned equipment. RAC also offers a club insurance policy from another insurer that covers loss, theft and damage, bundled with $1M liability. For information click here. Q. – My club may hire a contactor to build an addition or modification to our clubhouse, or to install or repair plumbing, electrical wiring, or to climb a tower to install, repair or remove a repeater antenna. What liability coverage does this policy provide for them? A. – The named insured on the policy do not include contractors working for a named insured. It is very important that the club verifies that a contractor employed by the club carries an amount of liability insurance suitable for the situation. If you occupy rented premises, your landlord may insist on being a named insured on the contractor’s insurance policy.