How will an alcohol-related ticket (DUI or DWI) affect my premium?
If you already have a policy in effect, it is possible that nothing will happen for some time. Your current insurance company may not find out that you have the ticket. However, sometimes insurance companies randomly check driving records. Many companies would non-renew your policy at expiration in such an instance. If that were to happen, there are several non-standard, commonly referred to as high-risk, companies that would take you. It would not be unusual for your premium to triple with a non-standard company. If you are currently getting your insurance from a preferred company, you should sit tight and not make any waves. Pay your bills on time and do not let it cancel. Also, do not change companies, as any company writing a new policy will order your driving record and find out about the ticket.
