I filed a Chapter 7 bankruptcy case a few years ago, and got a Chapter 7discharge; can I file Chapter 7 bankruptcy again, and get a second Chapter 7 discharge?
To be eligible to seek a discharge in a second Chapter 7 bankruptcy case, the second Chapter 7 case must be filed more than 6 years after the date the first bankruptcy case was filed. Question: My Chapter 7 case was filed less than 6 years ago, and I have so many debts I can’t wait until it has been more than 6 years after my first Chapter 7 case was filed, to file bankruptcy again. What can I do? Answer: You can file Chapter 13 bankruptcy, and seek a Chapter 13 discharge in that Chapter 13 bankruptcy, even though it has been fewer than 6 years from the date you filed Chapter 7. But you only receive a discharge in Chapter 13 (the individual wage earner repayment plan bankruptcy Chapter ) if you propose a Chapter 13 plan, the Court confirms that Chapter 13 plan, and you fully perform that Chapter 13 plan.
