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I operate a business from my home and store business inventory in my detached garage. Does my homeowners policy cover the inventory in case of loss or damage?

April 26, 2017Business cover detached garage Home homeowners Inventory operate policy store

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I operate a business from my home and store business inventory in my detached garage. Does my homeowners policy cover the inventory in case of loss or damage?

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Depending upon the type of homeowners policy, it may provide for a very limited amount of business property used at your residence. This, however, is generally limited to business property you bring from your job to your home. This does not cover business inventory held for sale. In order to adequately cover an inventory of stock you will need to look to a commercial policy.